Insurance fraud scams can be costly and damaging. It’s important to be aware of common types of scams and take steps to protect yourself. Here are some tips to help you avoid falling victim to insurance fraud:
Know the warning signs: Familiarize yourself with the warning signs of scams and fraud. Scammers often pretend to be from reputable organizations or agencies, pressure you to act immediately, and ask for payment in specific ways .
Protect your personal information: Be cautious when sharing personal information, especially with individuals claiming to be from government agencies or law enforcement. Guard your Medicare number, Social Security number, and other sensitive information. Medicare will never call you to sell you anything or visit you at your home .
Verify credentials: When dealing with contractors or service providers, verify their credentials and insurance coverage. For example, contractors should have disability and workers’ compensation insurance .
Be cautious of door-to-door representatives: After a disaster, be wary of contractor or roofing representatives going door-to-door. Always call your insurance agent or insurance company before signing a contract or providing any personal information .
Stay informed: Keep up-to-date with the latest fraud schemes and scams, especially those related to health insurance or specific events like COVID-19. The U.S. Department of Health and Human Services Office of Inspector General frequently updates information about fraud schemes .
Report suspicious activity: If you suspect insurance fraud or have encountered a scam, report it to the appropriate authorities. This can help protect others from falling victim to the same scam.